Shops & Salons Insurance

What is Shops & Salons Insurance?

This is an insurance package that provides various forms of insurance for your shop or salon. It may cover public liability insurance, employers' liability insurance, professional indemnity insurance, buildings & contents cover, and various other optional covers. It provides a complete protection package for your shop or salon.

What is Not Covered?

Each insurer has different policy exclusions so discuss with us the coverage and how wide you want it to be. Generally, a wide coverage will result in a higher premium, but provide you with greater protection against more risks. If the risk is not covered, then the insurer would not pay out in the result of a claim.

Insurance Obligations

You are obliged to be truthful with the insurer and tell them about any material facts.

How much does Shops & Salons Insurance Cost?

Shops & salons insurance carries a monthly premium in exchange for a comprehensive package of protection. You can pay for your insurance in one annual lump sum, or by 12 equal monthly instalments. The lump sum option is generally cheaper, whereas the monthly instalments helps to spread the cost. Policies can be paid for by direct debit, direct transfer, card and cheque.

If you have an insurance renewal coming up, or have not insured your shop or salon before, please contact us for a competitive quote.